- Network Security and Privacy – includes coverage for both online and offline information breach, virus attacks, denial of service attacks, first party HIPAA violation, identity theft and Red Flag violations.
- Patient Notification and Credit Monitoring Expenses – includes all necessary legal; public relations, advertising and postage expenses incurred by the physician to notify patients of a breach of information. Will also pay for credit monitoring for all affected parties.
- Data Recovery Cost Coverage – all reasonable and necessary sums required to recover and/or replace data that is compromised, damaged, lost, erased or corrupted.
- Regulatory Coverage – defense of Red Flags Violation, HIPAA or any other investigation conducted by a government agency resulting from a privacy breach including fines and penalties.